Booklist

Say Yes To No Debt 2nd Edition (PRE-ORDER)

Credit is so accessible to almost everyone today that it can be addictive and abused. But using credit in a healthy way requires disciplined strategies around spending, saving, donating, and investing. This book teaches how to use credit wisely for building wealth. At first glance, the title may seem unrelated to the concept of wealth. Yet, if we define wealth correctly, it is fundamentally tied to the difference between our assets and our liabilities. This 2nd edition expands significantly on the original book to include vital new content and resources to meet today’s financial realities.                PRE-ORDERS ONLY. SHIPS AFTER AUGUST 20, 2025

Say Yes To No Debt 2nd Edition: Faith-Based (PRE-ORDER)

This book serves to guide those who seek a deeper understanding of true wealth and how to attain it. At first glance, the title may seem unrelated to the concept of wealth. Yet, if we define wealth correctly, it is fundamentally the difference between our assets and our liabilities. This 2nd edition expands significantly on the original book to include vital new content and resources to meet today’s financial realities. Drawing on his years of experience as a pastor, public policymaker, and community leader, Soaries shares the keys to debt-free living and wealth-building founded on bold biblical principles. PRE-ORDERS ONLY. SHIPS AFTER AUGUST 20, 2025

Say Yes To No Debt Workbook: (PRE-ORDER)

This workbook is designed to be your personal guide as you work through the principles outlined in Say Yes to No Debt – 2nd Edition. While the book will give you the knowledge and motivation to transform your financial future, this workbook provides the practical tools you need to take action. Each chapter of the workbook corresponds directly to the chapters in the book, reinforcing key lessons and helping you apply them to your daily life. PRE-ORDERS ONLY. SHIPS AFTER AUGUST 20, 2025

DFREE® Facilitator’s Guide (PRE-ORDER)

Whether you are leading a small group, a church class, or a community workshop in the DFREE® curriculum, this book is designed to support you every step of. It includes an introduction, session-by-session guidance on leading effective discussions, key concepts and objectives for each chapter of the program, discussion prompts and activities to engage participants, and facilitation tips to keep conversations interactive and meaningful. Most importantly, this guide will help you create a safe, supportive, and transformational environment where people can be honest about their financial struggles and victories. PRE-ORDERS ONLY. SHIPS AFTER AUGUST 20, 2025

Your dfree® for Entrepreneurs (Paperback)

If you haven’t yet, you should read Dr. DeForest Soaries’ Say Yes to No Debt: 12 Steps to Financial Freedom, which contains the dfree® principles and strategies that will lead you to a life of financial security where you can give back to others. This supplement to the book is a must-read for entrepreneurs. You might also find more information about dfree® through your church or community organization. If your church or group doesn’t participate in dfree®, perhaps you can encourage your leaders to do so. Do you know how much debt you owe? Do you have a plan that guides your spending? Are you able to pay all your bills on time, every month? Do you have an emergency contingency plan? Do you have enough financial resources to handle an emergency? If you answered, “no” to any of the above questions, you should consider participating in the dfree® movement. Many entrepreneurs have joined dfree® because they have found themselves with financial questions and struggles. Maybe you have taken on too much debt for yourself. Maybe you have counted on your business to provide for you in your golden years and haven’t properly planned for retirement. Or maybe you just have poor cash-flow management.

Your dfree® for Seasoned Citizens (Paperback)

Do you know how much debt you owe? Do you have a plan that guides your spending? Are you able to pay all your bills on time, every month? Do you have an emergency contingency income plan? Do you have enough financial resources to handle an emergency? If you answered, “no” to any of the above questions, you are a great participant in the dfree® movement. Many seniors have joined dfree® because they have found themselves with financial questions and struggles. Maybe you never took the financial steps necessary to support your retirement. Maybe you planned well but have found yourself in debt after helping family members or friends. Or, maybe you weren’t expecting to retire but suddenly found yourself unemployed or facing a major health condition. These are just some of the common experiences that leave seniors needing financial advice. dfree® can help.

Your dfree® for Young Adults (Paperback)

Although young adults are technically savvy, when it comes to financial management many are in debt, delinquent and living in deficit. Many of them feel they have not been provided with the information they need to make good financial decisions. This supplement will provide you with resources to be dfree®! 

Say Yes When Life Says No

Life happens. What you choose to do in your circumstance is your decision. Will you stay where you are? Will you move forward? Be encouraged by Dr. DeForest B. Soaries, Jr. to reach a new level of faith, to find opportunity in every obstacle and to say yes, even when life says no. Drawn from the remarkable life experiences of one man, Say Yes When Life Says No includes a first-hand account of Rev. Dr. DeForest Soaries, Jr. – pastor, husband, father, public servant, and cancer survivor. Enriched with personal stories and vivid Biblical references, Dr. Soaries provokes us to see every obstacle in life as an opportunity and every burden as a potential blessing.